/* Personal Loan page. Self-contained (.pl-*): Theme 5A teal + sage + stone with warm gold, centred hero, EMI planner, swipe rail, chat FAQ.
   Distinct from Business (.bl2), Credit Card (.cc3) and Loan Against Property (.lp). */
.pl{--ind:#0B6E63;--ind-2:#1AA096;--lilac:#DDF3EF;--lilac-2:#F8F6F2;--coral:#D08A2E;--coral-soft:#FCEBCB;--mint:#DFF3E6;--ink:#0F2233;--muted:#52606B;--line:#DDE5E3;color:var(--ink)}
.pl h1,.pl h2,.pl h3{font-family:'Manrope',Arial,sans-serif;margin:0;color:var(--ink)}
.pl :where(p){margin:0;color:var(--muted);line-height:1.65}
.pl [id]{scroll-margin-top:96px}

/* Buttons */
.pl-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 24px;border-radius:999px;font-weight:700;font-size:15px;text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.pl-btn:hover{transform:translateY(-2px)}
.pl-btn-solid{background:linear-gradient(135deg,var(--ind),var(--ind-2));color:#fff;box-shadow:0 10px 24px rgba(11,110,99,.38)}
.pl-btn-solid:hover{box-shadow:0 14px 30px rgba(11,110,99,.5)}
.pl-btn-soft{background:var(--lilac);color:var(--ind)}
.pl-btn-soft:hover{background:#D3E4E0}
.pl-btn-white{background:#fff;color:var(--ind)}

/* Centred hero */
.pl-hero{padding:56px 0 48px;text-align:center;background:radial-gradient(700px 320px at 15% 0,rgba(26,160,150,.26),transparent 65%),radial-gradient(600px 300px at 90% 10%,rgba(242,195,107,.30),transparent 65%),linear-gradient(180deg,var(--lilac-2),#fff)}
.pl-badge{display:inline-flex;align-items:center;gap:7px;padding:7px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:800;letter-spacing:.13em;color:var(--ind);margin-bottom:18px}
.pl-hero h1{max-width:860px;margin:0 auto;font-size:clamp(34px,4.6vw,56px);line-height:1.06;letter-spacing:-.04em;font-weight:800}
.pl-hero .theme-emphasis{background:linear-gradient(135deg,var(--ind),var(--coral));-webkit-background-clip:text;background-clip:text;color:transparent}
.pl-lead{max-width:600px;margin:16px auto 0;font-size:18px}
.pl-actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:26px}
.pl-facts{list-style:none;margin:36px auto 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;max-width:980px;text-align:left}
.pl-facts li{display:flex;gap:12px;align-items:center;padding:14px 16px;background:#fff;border:1px solid var(--line);border-radius:16px}
.pl-facts li>span{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;flex:none;background:var(--lilac);color:var(--ind)}
.pl-facts li:nth-child(2)>span{background:var(--coral-soft);color:var(--coral)}
.pl-facts li:nth-child(3)>span{background:var(--mint);color:#2E8B57}
.pl-facts li:nth-child(4)>span{background:#D9E9F6;color:#3B78B0}
.pl-facts b{display:block;font-size:14.5px}
.pl-facts small{display:block;font-size:12px;color:var(--muted);line-height:1.35;margin-top:1px}

/* Sections */
.pl-section{padding:56px 0}
.pl-tint{background:linear-gradient(180deg,#EAF7F3,#FBF5EA)}
.pl-head{max-width:700px;margin-bottom:28px}
.pl-center{margin-left:auto;margin-right:auto;text-align:center}
.pl-eyebrow{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.14em;color:var(--coral);margin-bottom:8px}
.pl-head h2{font-size:clamp(25px,2.7vw,36px);line-height:1.15;letter-spacing:-.03em;font-weight:800}
.pl-head p{margin-top:10px;font-size:16px}
.pl-head-row{max-width:none;display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end}
.pl-head-row p{margin:0}

/* Planner */
.pl-planner{display:grid;grid-template-columns:1.1fr .9fr;gap:0;background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:0 24px 54px rgba(11,110,99,.16)}
.pl-controls{padding:30px 34px;display:grid;gap:20px;align-content:start}
.pl-controls label{display:block}
.pl-controls label>span{display:flex;justify-content:space-between;align-items:baseline;font-size:14px;font-weight:600;margin-bottom:9px}
.pl-controls label>span b{font-size:20px;letter-spacing:-.02em;color:var(--ind)}
.pl-controls label>span em{font-style:normal;font-weight:500;color:var(--muted);font-size:12.5px}
.pl-controls small{display:flex;justify-content:space-between;margin-top:6px;font-size:11.5px;color:#8A969C}
.pl-controls small i{font-style:normal}
.pl input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;padding:0;margin:0;border:0;border-radius:99px;outline:0;cursor:pointer;background:linear-gradient(90deg,var(--ind-2) var(--fill,30%),#DCE7E4 var(--fill,30%))}
.pl input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:4px solid var(--ind);box-shadow:0 3px 10px rgba(11,110,99,.5)}
.pl input[type=range]::-moz-range-thumb{width:17px;height:17px;border-radius:50%;background:#fff;border:4px solid var(--ind)}
.pl input[type=range]:focus-visible{outline:3px solid rgba(11,110,99,.35);outline-offset:6px}
.pl .pl-income input{width:100%;height:46px;padding:0 16px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:15px;color:var(--ink);background:var(--lilac-2);box-shadow:none}
.pl .pl-income input:focus{outline:0;border-color:var(--ind-2);background:#fff}
.pl-result{background:linear-gradient(160deg,#0B6E63,#0E4F57);color:#fff;padding:30px 32px;display:grid;gap:18px;justify-items:center;align-content:center}
.pl-donut{--p:60%;width:190px;height:190px;border-radius:50%;background:conic-gradient(#fff 0 var(--p),#F2C36B var(--p) 100%);display:grid;place-items:center;box-shadow:0 0 0 8px rgba(255,255,255,.1)}
.pl-donut>div{width:136px;height:136px;border-radius:50%;background:#0A5A55;display:grid;place-content:center;text-align:center}
.pl-donut small{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.7);font-weight:700}
.pl-donut strong{font-size:24px;letter-spacing:-.03em;font-weight:800;color:#fff}
.pl-legend{list-style:none;margin:0;padding:0;width:100%;display:grid;gap:8px}
.pl-legend li{display:flex;align-items:center;gap:10px;font-size:14px;color:rgba(255,255,255,.85)}
.pl-legend li b{margin-left:auto;color:#fff;font-size:15px}
.pl-legend i{width:12px;height:12px;border-radius:50%;flex:none}
.pl-legend .pr{background:#fff}.pl-legend .in{background:#F2C36B}
.pl-legend .tot{padding-top:10px;border-top:1px solid rgba(255,255,255,.2);font-weight:700;color:#fff}
.pl .pl-share{background:rgba(255,255,255,.12);border-radius:12px;padding:10px 14px;font-size:13.5px;color:#fff;line-height:1.45;text-align:center}
.pl-fineprint{margin-top:14px!important;font-size:12.5px;text-align:center}

/* Swipe rail */
.pl-rail{--rail-pad:max(20px,calc((100vw - 1180px)/2));display:flex;gap:16px;overflow-x:auto;padding:4px var(--rail-pad) 16px;scroll-padding-inline:var(--rail-pad);scroll-snap-type:x mandatory;scrollbar-width:thin;scrollbar-color:var(--ind-2) transparent}
.pl-rail:focus-visible{outline:3px solid rgba(11,110,99,.35);outline-offset:-3px}
.pl-rail article{flex:0 0 280px;scroll-snap-align:start;position:relative;padding:22px 22px 24px;border-radius:22px;color:var(--ink);display:flex;flex-direction:column;gap:8px;min-height:250px;transition:transform .2s ease}
.pl-rail article:hover{transform:translateY(-4px)}
.pl-rail .t1{background:#D3F0EA}.pl-rail .t2{background:#FCEBCB}.pl-rail .t3{background:#DCF1D8}.pl-rail .t4{background:#D9E9F6}
.pl-n{position:absolute;top:18px;right:20px;font-size:38px;font-weight:800;letter-spacing:-.04em;color:rgba(15,34,51,.09)}
.pl-ico{width:50px;height:50px;border-radius:16px;background:#fff;display:grid;place-items:center;margin-bottom:auto}
.pl-rail .t1 .pl-ico{color:var(--ind)}.pl-rail .t2 .pl-ico{color:var(--coral)}.pl-rail .t3 .pl-ico{color:#2E8B57}.pl-rail .t4 .pl-ico{color:#3B78B0}
.pl-rail h3{font-size:19px;font-weight:800;letter-spacing:-.02em}
.pl-rail p{font-size:14.5px;line-height:1.55;color:#3E4C57}

/* Profile switch */
.pl-switch{max-width:940px;margin:0 auto}
.pl-seg{display:flex;width:max-content;margin:0 auto 24px;padding:5px;border-radius:999px;background:var(--lilac)}
.pl-seg button{all:unset;box-sizing:border-box;padding:11px 26px;border-radius:999px;font-weight:700;font-size:15px;color:var(--muted);cursor:pointer;transition:background .18s ease,color .18s ease}
.pl-seg button[aria-selected=true]{background:linear-gradient(135deg,var(--ind),var(--ind-2));color:#fff;box-shadow:0 6px 16px rgba(11,110,99,.38)}
.pl-seg button:focus-visible{outline:3px solid rgba(11,110,99,.4);outline-offset:2px}
.pl-pane{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}
.pl-switch.is-js .pl-pane[data-inactive]{display:none}
.pl-crit,.pl-docs{border:1px solid var(--line);border-radius:20px;padding:24px 26px;background:#fff}
.pl-docs{background:var(--lilac-2)}
.pl-crit h3,.pl-docs h3{font-size:17px;font-weight:800;margin-bottom:14px}
.pl-crit>div{display:flex;gap:14px;padding:12px 0;border-top:1px dashed var(--line)}
.pl-crit h3+div{border-top:0;padding-top:0}
.pl-crit>div>span{width:36px;height:36px;border-radius:50%;background:var(--lilac);color:var(--ind);display:grid;place-items:center;flex:none}
.pl-crit b{font-size:15px}
.pl-crit p{font-size:14px;margin-top:2px;line-height:1.5}
.pl-docs ul{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.pl-docs li{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;line-height:1.45;color:var(--ink)}
.pl-docs li svg{color:#2E8B57;margin-top:3px;flex:none}

/* Do / watch */
.pl-dw{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:940px;margin:0 auto}
.pl-do,.pl-watch{border-radius:22px;padding:26px 28px}
.pl-do{background:var(--mint)}
.pl-watch{background:var(--coral-soft)}
.pl-do h3,.pl-watch h3{display:flex;align-items:center;gap:10px;font-size:18px;font-weight:800;margin-bottom:14px}
.pl-do h3 span,.pl-watch h3 span{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;color:#fff}
.pl-do h3 span{background:#2E8B57}.pl-watch h3 span{background:var(--coral)}
.pl-do ul,.pl-watch ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.pl-do li,.pl-watch li{position:relative;padding-left:22px;font-size:15px;line-height:1.45;font-weight:600;color:var(--ink)}
.pl-do li::before,.pl-watch li::before{content:"";position:absolute;left:0;top:8px;width:9px;height:9px;border-radius:50%}
.pl-do li::before{background:#2E8B57}.pl-watch li::before{background:var(--coral)}

/* Chat FAQ */
.pl-chat{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.pl-pair{display:grid;gap:8px;align-content:start;padding:18px;border:1px solid var(--line);border-radius:22px;background:var(--lilac-2)}
.pl-q,.pl-a{display:flex;gap:10px;align-items:flex-end;max-width:94%}
.pl-q{justify-self:start}
.pl-a{justify-self:end;flex-direction:row}
.pl-q>span,.pl-a>span{width:34px;height:34px;border-radius:50%;flex:none;display:grid;place-items:center;font-size:11px;font-weight:800;letter-spacing:.02em}
.pl-q>span{background:var(--lilac);color:var(--ind)}
.pl-a>span{background:var(--ind);color:#fff}
.pl-q p,.pl-a p{padding:10px 16px;font-size:14px;line-height:1.5}
.pl-q p{background:#fff;border:1px solid var(--line);border-radius:20px 20px 20px 6px;color:var(--ink);font-weight:700}
.pl-a p{background:linear-gradient(135deg,var(--ind),#0A5A55);color:#fff;border-radius:20px 20px 6px 20px}
.pl-q p{font-size:14.5px}

/* CTA + related */
.pl-cta{padding:50px 0;text-align:center;color:#fff;background:radial-gradient(500px 240px at 80% 0,rgba(242,195,107,.45),transparent 60%),linear-gradient(135deg,#0B6E63,#0E4F57)}
.pl-cta h2{color:#fff;font-size:clamp(24px,2.8vw,34px);letter-spacing:-.03em}
.pl-cta p{color:rgba(255,255,255,.8);margin:10px 0 22px}
.pl-related{padding:32px 0 48px}

/* Tablet & mobile */
@media (max-width:1024px){
  .pl-facts{grid-template-columns:repeat(2,1fr)}
  .pl-head-row{grid-template-columns:1fr;gap:10px}
}
@media (max-width:820px){
  .pl-hero{padding:38px 0 34px}
  .pl-section{padding:44px 0}
  .pl-planner{grid-template-columns:1fr}
  .pl-controls{padding:24px}
  .pl-pane,.pl-dw,.pl-chat{grid-template-columns:1fr}
  .pl-q,.pl-a{max-width:100%}
}
@media (max-width:560px){
  .pl-facts{grid-template-columns:1fr}
  .pl-actions .pl-btn{width:100%;justify-content:center}
  .pl-rail article{flex-basis:78vw}
  .pl-seg button{padding:10px 18px}
}
@media (prefers-reduced-motion:reduce){.pl *{transition:none!important}}