A Good Credit Score is key to your financial life. It is a statistical number that depicts a person's creditworthiness and for the lenders to evaluate the probability that a person repays his debts. A credit check is a search made in order to assess your credit history. Depending upon your history the CIBIL rates you between the score of 300 to 900. The higher your score the better chances you have for your loan to be approved. Your score can affect what interest rate you are charged. The loan request can be cancelled in case of a low credit. The higher the score, the more financially trustworthy a person is considered to be. Here you can check your credit score at our ShubhBank website.