Nowadays, loans have come up with the significant feature of e-approval with digital lending. The online service has cut down the previous tradition of loan where you have to go to lending institution first then there you had to fill an application form and to submit piles of papers. However, loans with e-approval will be sanctioned within a day in a hassle free manner.

This online feature of loans make the instant e-loans great for any kind of financial emergency where the funds are required for medical urgency, for quick travel plan, for debt consolidation and even for buying a new home or a car and for many other things. We at ShubhBank understand the importance of time and your needs, so we have the facility of e-approval to assist you in financial emergency.

In this article, we will guide you through some of the features offered by ShubhBank on online loans:

→ No physical documentation: Our bank offers you a loan with zero legwork and paperwork. However, few documents are required to “APPLY FOR A LOAN“ which may include age proof of the borrower’s address as well as income proof which can be submitted online with an ease. One has to submit scanned copies of the entire documents on our lending portal.

→ Fast processing: At ShubhBank, you loan application will be approved within a day as it offers you an e-approval. If you meet the eligibility criteria asked by the lender and all went right then you will get an approval message on your phone within few hours.

→ Help by loan executives: When you avail a loan from ShubhBank, our loan executives are always ready to help you and guide you through entire loan processing. Therefore, if you have any doubts or queries regarding a loan processing, you can get in touch with our executive and get all the answers that you want to know.

→ Quick disbursal: As we have mentioned above that loan approval by us takes only few hours and the loan and the loan amount is disbursed to your bank account within a 24 hours of approval.

→ Affordable interest rates: ShubhBank offers comparatively lower rates of interest as well as lower processing fees for instant e-loans which vary depending upon certain factors such as loan amount, repayment period and your debt-to-income ratio. We have zero hidden charges and processing fees is only 1-2% of your loan amount.

→ Secure platform for borrowing: We at our lending institution understand and respect your privacy. Therefore, your personal information I never shared with anyone. Moreover, we also understand the significance of the details you provided us. For the safety of our borrower’s details, all the transactions on our website happen through secure server.

Hence, all that it takes is just few quick and simple pointers to “APPLY FOR A LOAN ONLINE“ at ShubhBank. Our instant e-loans are the quickest and effective for both the lender and the borrower. So, what are you waiting for, if you are also in need of financial assistance, then a loan is just a few clicks away.

A loan is a form of credit or called as savior that can help you to meet financial exigencies with several other benefits. People can use it for travel expenses, home renovation, wedding or buying their favorite gadgets etc. Loans have wide scope and the options for repayments are aplenty.

However, when you “APPLY FOR A LOAN“ the process seems to be overwhelming sometimes especially when you don’t know where to start and how to do it. In this blog post, we will guide you with some tips that how you can get the funds without any hassle. Have a look on such hacks:

✓ Understand the loan process: Every lending institution has own loan norms and process, so understanding that process as well as getting prepared beforehand will ensure you to access funds quickly. While extending you loan money, lender will check your employment status, salary slips and credit score etc. One can also check his/her eligibility through lender’s website or assistance through phone by loan representative.

✓ Understand the documentation: Once you apply for a loan, the financial institution will ask you for some basic documentation to verify your credit worthiness and financial status. To illustrate, if you apply for a loan at ShubhBank, a borrower needs to submit a copy of their identity such as Aadhar card or passport, a copy of PAN, latest bank statements and credit card details to set up an e-mandate.

If you have all these documents in hand, you can avail any kind of loan to fulfill your financial goals without any trouble.

✓ Start your loan planning early: It is the most helpful tip to get a loan which means if you have an emerging financial need then start researching for loan in time. Go online and compare different lenders and the interest rates offered by them to get a best deal for your financial requirements.

Get a look on all the aspects of loan such as required loan amount, repayment and the time it will take to pay back entire amount. Planning such things early can help you to get best fit for loan and avoid unnecessary stress.

✓ Plan your EMIs well: A good financial plan will help you to accommodate your monthly installments for the loan easily. One can also use a different bank account for their loan repayments to avoid any delays in the EMIs. An individual can also invest their money simultaneously and utilize such returns to repay the loan.

✓ Get a financial expert: Taking an advice from a financial expert will help you when you get stuck in any financial situation whether it is choosing a suitable loan product, repayment planning or understanding the impact of loan on your financial health etc.

Hence, you can get a loan easily by following such simple tips or hacks and there is no need to go out of your way. One can “APPLY FOR A LOAN ONLINE“ after a mere research, planning as well as dome expert advice. Keep these tips and tricks in mind to meet unforeseen expenses without any hassle.

Nowadays, living expenses in the modern world can be a burden on your wallet because of sky rocketing prices of goods and services and it is hard for a salaried individual to sustain on monthly earnings only. Financial crunch can hit you anytime without a warning, so it is important to have enough funds to handle these unexpected expenses.

Either it is a medical emergency or working capital requirement, loan from ShubhBank can rescue you from this stress. You might be worried about the time consuming process of getting loan but with our institution you can “Apply For Loan“ with a minimal documentation and get disbursal in less than 2-3 business days.

It would be a complicated for the borrower to zero in on a perfect lender as some lenders have stringent eligibility criteria as well as charge high rate of interest. To avoid the need of piles of paper and to enjoy the low cost borrowing, one can rely upon ShubhBank as it provides lots of benefits while fulfilling your financial needs. Let’s read out the listed points:

→ Budget friendly loan: Our lending institution provides a user friendly platform to avail any financial product or service. You can also apply for a specific loan online from your smart phone or laptop at our website. If you meet all the eligibility criteria, your loan gets approved instantly by our bank.

→ Lesser documentation: The loan solutions from our institution provide the desired loan quantum with minimum hassle and less paperwork. A potential borrower has to submit or upload the basic documents such as Aadhar card, income proof, residence proof, credit score etc. while getting a loan.

→ 100% safe and secure: Our whole loan process whether it is online or offline, is 100 percent safe. The primary concern of ShubhBank is to keep the borrower’s information safe and secure. We are known as trusted platform that provides fast and secure loan procedure for their customers. The loan executives in our firm keeps your personal and bank details encrypted.

→ Fast disbursal: We value your time and understand your urgency, so try to disburse the loan as early as possible. Our loan solutions are processed within 1-2 business days making ShubhBank the first choice of every borrower in need of urgent funds. One can “Apply For Loan Online“ while sitting in their personal space. Therefore, if you have great credit rating, the loan amount is disbursed within 48-73 hours without any hassle.

ShubhBank has an aim to offer financial help to all the needy borrowers in a smarter and convenient way. So, valuing your efforts and time, we provide you a fastest access to our funding option at our branch as well as on digital platform. The whole loan process at our lending institution is stress free and you going to have seamless experience.

We assure you that you will not find a platform like us where you can avail a wide range of financial tools and services to meet up your financial urgencies. So, don’t waste time in wait. Visit us or apply online for the required loan at attractive rates of interest.

Undoubtedly, 2020-21 has been difficult years for many employed and business class individuals. It has been a time where number of people lost their jobs as a main source of their income and some even lost their lives due to the Covid-19 outbreak. However, some policies of government did try giving us some relief through moratorium, low premium health insurances, and ration schemes etc.

Well, these relieves did help us but still can’t make up for what we all have lost in previous two years. Most of the people are in debt, outstanding card bills and have no idea what to do to manage their financial health while some of them chose to “Apply For Loan“ to consolidate their debts. Therefore, keeping all this in mind, we have discussed a list of activities that you can follow to start in 2022 on a good note. We have created a basic list, so you can change few things as per your financial goals.

Make a financial map for 2022: It’s good to start a new year with a robust financial map. One can start with setting their goals for every month/quarter. To illustrate, you can decide to repay your outstanding bills by March as well as try your best to clean all your debts before June. Making a financial plan will help you to start working on your finances until you achieve the goals. Sometimes, a deadline will motivate you to accomplish your goals.

Plan a budget: Besides making a financial map, you can create a monthly or early budget. However, we don’t advise cutting down on every expense but it will be wise to plan a budget where you can save enough funds for investments and repaying your outstanding debts. It will also help you to save ample amount of cash to face any financial crunch or medical emergency.

Investments and Savings: After laying a map or planning a budget, you will decide on a minimum amount of money that you can keep aside for investments and your savings. It is really important as these investments can give you higher returns than your savings. Therefore, study, compare and research, set investment goals and start saving wealth for your future.

Retirement plan: Either you are in early age or aged, a planning for retirement is a must because with a retirement fund, one can live his/her life on their own terms. It’s good not to expect any help from your family and friends in the future, so start planning early and set up a good retirement plan.

Overall, 2022 is just few weeks away and thus, we thought it’s best to discuss such points with you. You can follow such points, and enhance your financial health. We hope that 2022 ends up better for you than 2021. For any further queries about best home loan, personal loan or business loan, you can connect with ShubhBank online or offline to consolidate your debts or fulfilling your requirements at attractive rate of interest with hassle free loan procedures.