It’s a 21st century and work life in this competitive era has become more stressful and discouraging than past times. In our childhood, we all heard that getting an armchair job meant 9am to 5pm but work doesn’t end at 5pm these days as some people end up working until midnight. However, ideal job is just a dream now.

Now, just imagine what if you get an opportunity to work with no pressure, no unrealistic target, and unlimited growth potential as well as high chances of earning income. It sounds imaginary, but ShubhBank can fulfill this dream. We are giving you opportunity to “Register as Loan DSA“ with us to enjoy flexible working and earnings.

Our partner program is a job opportunity where one has to generate loan leads. A loan DSA can work on various loan product such as Home loan, Business Loan, Personal Loan, Gold Loan etc. Once you generate a lead of potential loan seeker, you will submit it to ShubhBank. Afterwards, we will continue with loan processing and when the loan money gets disbursed to the borrower, you will get a payout.

There are some other good features also which makes ShubhBank’s partner program the best choice for you and your future which are mentioned below:

Flexible working hours: Some of the normal jobs end up working late nights when the deadline is running tight. However, your extra working hours won’t be accounted and you won’t get paid for that. It always lead to frustration but our partner program, your every minute is accounted of work. You can decide your working schedule and can work flexible hours without missing any important event.

Flexible targets: One have to be involved in specific targets to be matched in normal jobs which can be too unrealistic and sometimes, after working so much, one might not get the required appreciation but ShubhBank appreciates all your efforts you have done, being our loan DSA. You can discuss your targets with loan coordinator to complete the commitments on time.

Flexible earnings: When you work with some specific organization, you will be given with a fixed salary, sometimes they don’t give you bonuses, increments or appraisals more than once in a year. Moreover, promotions may take ample amount of time. With ShubhBank partner program, you will be rewarded at each milestone, once you complete it from your regular income.

You can “Register as a DSA Online“ or offline with ShubhBank to earn flexible income and will give your great opportunity to earn a high incentive. The only thing to keep in mind is that your payout and other earnings will entirely depend upon the amount of your work and efforts you put to generate the leads.

So what are you waiting for till now? Apply for our partner program and become a loan DSA with ShubhBank in no time. Hence, generate the loan leads, wait for the loan processing. You will earn your reward when the loan amount gets disbursed into borrower’s bank account.

A person who works as loan referral agent for any lending institution is known to be a Loan Agent or DSA partner. This agent identifies and finds potential borrowers who are looking for the loan for the specific lending institution for which he/she works. Therefore, a DSA receives a fixed amount of percentage as an incentive from the lender for spotting, recognizing and categorizing a loan seeker and referring him/her to apply for a loan.

ShubhBank equips the individuals as loan DSAs who generate leads and process the loans. As a pioneer in the lending sector for past decades, our financial institution aims on the helping the customers to borrow the right loan product. While you “Register as a Loan DSA“ at ShubhBank, you have to spot and advise a prospective lead seeking a loan such as Personal Loan, Home Loan, and Loan against Property, Business Loan, and Gold Loan etc.

For being a loan agent at ShubhBank, one needs to be resident of India and over the age of 18 years and above. It doesn’t require any specific qualification; one can be a working professional, business owner or a student. An agent will be supported by efficient expert, backend technology to reap out the best outcomes as in lead generation as well as smart payouts in terms of incentives.

DSA Registration: One has to follow some simple steps from the comfort of their personal space to register as a Loan Agent.

1. Visit our website ShubhBank.com and select a Partner Program.
2. Fill the registration form from your laptop or smart phone and submit the same.
3. Our support team will call you to guide about the entire process of registration.
4. A loan manager will explain the entire things you need to know about the process to generate leads and processing of loans.
5. After knowing the details of procedure, an agreement will be signed up between you and ShubhBank.
6. Once you signed up, you will be provided with unique DSA code, which will help you work further on your leads and loan processing.

The documentation during registration is minimal as well as simple. You just need to submit your KYC documents such as Aadhar card, PAN card and bank account details. Once the documents are submitted and verified, you will be an official ShubhBank DSA partner to earn much more than money.

ShubhBank is large finance distributor and has a wide network presence of hundreds of loan agents across the country operating for more than a decade. We have a strong presence online and offline in lending market and have ventured into the digital space with a core team operating from tricity.

Our financial institution operates by sourcing various loan products from renowned banks that include Personal Loan, Used Car Loan, Machinery Loan, Home Loan and many more. The services provided by our bank are tailored to suit customer preferences and requirements. To grab this golden opportunity to earn smartly, visit our website to “Register as Loan DSA Online“ to get on the Millionaire Bandwagon.

Any DSA loan agent works as a referral agent or as business correspondents for particular financial institution. A direct selling agent has to find potential client who are looking for any kind of loan for the lending institution he/she represents. He/she works as link between borrower and a lender as well as provided with a pay-out for the effort put in. A loan agent is supposed to ensure a basic check about the background of borrower and submission of right documents.

The pay-out earned by the DSA is a certain percentage of the loan amount disbursed to the client. It is great way of adding on to your existing income. While you “Register as a DSA“ with ShubhBank, you get the opportunity to source loan seekers for different products anywhere in India. You can provide variety of loans with easy and hassle-free processing. In this article, you will get to know more about the partnership opportunities.

The DSA loan agent have to do few other things along with referring the potential leads. He/she has to procure the loan application form with required documents from potential lead and have to check that everything is in place. DSA has to verify all the documents if they are genuine or not and has to upload them on portal. Afterwards, fill in the DSA code on the portal to trace the progress of your application.

To “Become as a DSA Loan Agent“ with ShubhBank, one has to fill up the simple form with basic details such as name, phone number and email id. Then after, a unique code will be provided for which you have to immediately set a password. After entering the password, your special dashboard pops up where you can submit your leads and start applying for loans on your client’s behalf and earn money after successful disbursal of lead.

Steps to refer clients:
⇛ Open up your dashboard with your unique DSA code and password.
⇛ Click to open a new loan application form and select the required loan type.
⇛ Select documentation collection mode and procure the documents from client yourself.
⇛ Fill in the needed details such as occupation of the loan seeker and loan quantum required by him/her with supporting documents such as ID proof, address proof, business registration proof, latest bank statements etc.
⇛ On approval, your lead will get the loan amount he/she asked for from the lending institution and your commission is transferred to your bank account simultaneously.

ShubhBank works a commitment to build trust and an opportunity to self-employed individuals. We aim at accomplishing our goals and objectives by being all-inclusive. We are well aware that no business grows by working alone. Our organization enjoys working with diverse kinds of individuals and sharing their knowledge. When you become a loan DSA with ShubhBank, you will be provided with numerous opportunities to grow as a person to earn best business payouts. Therefore, get a chance to establish new contacts that can be your source of income in a long run.

Take a dive into the world of business by registering as a DSA or a loan agent. It will give you the opportunity to work at your own pace and schedule by getting rid of the employee tag. The ever increasing loan business has created a massive growth opportunity for being a direct selling loan agent. In past times, borrowing money from a financial institution was not a convenient choice and if the need arose, people have to visit the bank branch directly.

Nowadays, every individual is in the rat race of owning a house, buying a dream vehicle or to fulfill their personal needs and desires, so people look for instant loan schemes. The financial institutions are offering various kinds of loan these days and providing doorstep loan processing which has triggered massive demand for loan agents. If you want to be your own boss “Become a DSA“ which can turn your dreams into reality. It gives you the freedom of working at desired hours and you can earn the experience for being a successful entrepreneur.

Perks of DSA business

When you work under certain employer, you have limited growth opportunities which hinder your progress who is determined. Registering as a loan DSA helps you to explore your earning limits. Here, we have listed some perks of DSA business:

→ Be your own boss: If you are fed up of working under certain boss, then the role of DSA is just carved to be your own boss. You can increase your earnings and also have the flexibility of time to accomplish your financial goals. In addition to that, you can generate leads towards the field of finance and sales which helps you to boost your productivity.

→ Be a part of reputed financial institutions: If you get associated with a fast progressing financial firm such as ShubhBank, then you have the great chances to have a progressive career path. You also get the chance to work with leading banks of the country which can scale you to greater heights in the future.

→ Zero Investment: One of the major benefits to “Register as a DSA“ is that you can start this business without investing any capital. The things which are required to invest in, is your skills and time for capturing potential leads and forwarding them to the associated lender. Moreover, you need not to spend a single penny to get started.

→ No prior knowledge of banking: The great thing about registering as a DSA is that you do not require any knowledge of banking sector. You just have to grasp an opportunity in the form of leads as well as you require a skill to convince potential loan seekers to get successful in the lending business.

→ Smart payouts: The payout slab depends upon which financial institution you are associated with. If you are passionate about your work and good at capturing the leads, then you can increase your earning limits by selling different loan products for a lender. The non banking finance companies offer higher payouts in comparison to traditional banks.

Hence, you can find out the precise earnings and timings by becoming a channel partner with ShubhBank to realize your dream of running a successful business.

The role of DSA is almost same in every financial institution but when you apply for a loan selling agent for a particular lending institution, you have to go through a specific agreement that contains all the terms and conditions applicable. The loan agents are the one who connects a potential loan seeker to the lender, take care of the needed documentation for loan application forms, do fundamental evaluation and ensure that the submitted documents are in accordance with the guidelines of the particular lending institution. Here, we will discuss about what role does DSA play in loan processing and in its disbursal.

1. Applicability
The code of conduct for “LOAN AGENT“ will be applicable to all the individuals employed by DSA who would be involved in marketing and distributions of the financial services of banks and NBFCs. If anyone fails to adhere with this requirement may result in permanent termination of the channel partner tie-up of the DSA with associated lending institution.

2. Tele-calling a potential borrower
A potential loan seeker has expressed his/her desire to take a product via lending website/branch or has been referred by another client or through the an existing customer of the associated bank who has given acceptance for receiving calls for the other services of the bank or NBFC.

3. Keep the secrecy of borrower’s interest
The customer’s privacy should be the first and foremost priority of the “DSA“. If the borrower would authorize then any other individual/spouse/accountant/family member can be contacted.

4. Messages and contacting the borrower
DSA should make a call to the borrower only. However the customer is not available, a message may be delivered to him/her with the objective of getting the customer to call back or to check for a convenient time to call him/her again.

5. Misrepresentations are prohibited
The DSA cannot give misrepresentation of any offered service/product or about the bank and NBFC to the customer and can’t make the false promises on behalf of the bank or any lending institution.

6. Contacting Etiquettes

Pre-call
1. Always make a call between office hours.
2. No calls if you figure out the do not disturb numbers.

During call
1. Give a brief introduction of yourself.
2. Seek a permission to proceed with your product and don’t force if denied.
3. Try to talk in the language that is most comfortable to the customer.

If a loan seeker plans to buy the financial product:
1. Confirm the next call with customer.
2. Provide your contact number if anyone ask for it.
3. Gratify the customer for giving his/her valuable time.

7. Do not accept any bribe
DSA must not accept any kind of bribe offered by the customer. She/he must inform about this act to the management.

8. Few precautions to be taken

DSA should:
• Respect the privacy of customer.
• Do not intrude the client’s office/residence without his/her permission.
• Take care of borrower’s requirements.
• Maintain a healthy and professional relationship.

9. Handling the letters
DSA should follow the prescribed format assigned by the particular lending institution.

ShubhBank provides a good credit finance journey to all deserving individuals and consistently seek good partners who can help our customers get access to capital. If you are a lender or looking for a side business, we would love to talk you and seek ways to mutually benefit each other. We aim at swift access to good borrowers thus giving you good incentives with a superior supporting service leveraged by advanced technology. If you would like to know the “Reasons of Becoming a Bank DSA“ for rewards are mentioned below:

HIGH PAYOUTS: Payout is described as the financial return for every loan case being disbursed by you. We provide a generous ratio of payouts to all our partners. There is no such limitation for earnings, you can earn as much as you can depending upon your potential.

TRANSPARENCY: The process of all the operations under disbursement of loan will be completely transparent for the DSA. Our platform gives complete visibility and allows you to grab more and keep your borrowing applicants updated about their loan status.

ADDITIONAL EARNINGS: It is a great way to accelerate your monthly income using your personal and professional convincing skills and making money outside of your primary job. We do not make delays in giving your payouts once after the completion of disbursement. Payment will be in the form of cheques.

QUICK DISBURSAL: Our partner relationship manager helps you with all the operations that help you succeed faster and operation flow will also be rapid. There will be no delay when all the documents are in place for the process of getting a loan.

BE YOUR OWN BOSS: We understand the borrowing needs and situations of our customers. We also provide CIBIL consultation with the expert’s advice. A DSA can help the borrowers in getting approvals depending upon the bank policy. You can work anytime from anywhere, therefore, giving you an opportunity of being your own boss.

MINIMAL DOCUMENTATION: ShubhBank believes in paperless loan approvals that are quick and smooth. We encourage our loan agent to collect the files through online modes to reduce the paperwork. Our digital platform is also connected with lenders and DSAs which is also paperless.

PARTNER AFFILIATE CODE: We provide unique code for each of the partner under which their loan cases will be logged in. you can also share this link to your contact through mails or messages. They help the people for applying a loan at ShubhBank which will provide you a credit.

MORE FUNDING OPTIONS: We deal with innumerous product options like Personal loan, Business loan, Home loan, Used Car loan, Loan against Property, Gold Loan, Machinery Loan etc. Therefore, we act like one stop shop for all your financial needs.

THE CONFIDENTIALITY: We understand the financial matters are bit sensitive so the details of the borrowers stay safe with us. Even we will be happy to sign a non-disclosure agreement for businesses.

To “Register As DSA“ with ShubhBank, visit our website ShubhBank.com or feel free to call us if you would like to know more about the partner program.