Posted on Monday July 8th, 2019

While applying for a loan, person who help you procure a loan from bank or NBFCs are direct selling agents or DSA. They work as a referral agent for a bank or NBFCs to find potential customers for them. To do so, these agents will look for people who are in the market for loan. The leads are directed to the lenders and loan process is taken forward. For this lead, DSA is provided with a payout and its percentage depends upon the type and amount of the loan. This is a great way for every individual interested to Become Our Partner and to earn a little extra cash.


The duty of DSA is to get the potential leads and there are some other things that they do:

They procure the loan application from their leads along with required documents.

Verification of provided documents by borrower.

Submitting the application and documents and providing their DSA code to borrower to trace their application back.


You can earn an additional income and your earnings will vary from lead to lead.

Working hours are flexible.

You can Start Your Own Business with minimum cost with very little risk.

Highly educated is not a requirement.

The bank or NBFCs will provide you the general training.

Benefits that borrower get by opting loan through DSA

1. Any concerns about loan application or processing can be quickly and easily addressed by the loan agent.

2. He/she will provide you with a wide variety of options to choose from when you are looking for your desired loan product.

3. The loan agent is available if you require any service after sale.


There is a process goes without saying that needs to be followed when you want to become adirect sales agent. It’s not a matter of waking up one morning and start selling loans from a bank or NBFCs. You have to register for that. Every bank or lending institutes have their own set of registration process. These steps are very common listed below:

1. Submit your application to the lending institute either bank or NBFCs.

2. Pay, if there is any fee of that.

3. Once the fees have been made, you will be contracted by the bank or NBFCs and will be asked for certain documents.

4. After this, your documents will be verified and your credit history will be checked by a legal team.

5. If your background check goes well, a DSA registration agreement will be sent to you with the right stamp duty.

6. Fill all the details correctly, sign the agreement and submit it.

7. Then we will issue you a DSA code.

8. After receiving the code, you can start uploading loan documents.

There have been several people in the world, young or adults who are now tired of their jobs under the leadership of someone, so ShubhBank is giving you the opportunity to Become Your Own Boss. The advent of DSA program have given the aspiring entrepreneurs an easy going way to earn quite handsome business payouts which led them to the path of successful entrepreneurship.

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Posted on Monday September 24th, 2018

Starting out a new venture could be enormous, as it requires a physical effort, time and mental strategy. If you feel that you are made for doing something bigger and more interesting then it’s time to follow your inner voice. The two most critical aspects to make your venture a smashing success are a cracking business plan and the flow of investment. If you have already saved up an ample amount of cash to start investing your own product/service, then you are blessed with a boon and if you are restricted with financial liberty, you need a money backup. To help you “How To Start Your Own Business” you find the best loan offers at ShubhBank. It is the great way to fund your dream project. Being an entrepreneur is a big challenge as it come with own perks and risks. When you feel enough motivated and good at handling the failures then only analyze your idea. You must know everything about various factors that could wreck your dream venture to avoid the financial disaster in your business. It is easier to grab a loan if you have a clear plan and some assets as collateral.

ShubhBank provides the Business Loan with and without collateral to start your venture. We aim at providing you a substantial amount of capital foe your concrete plans. Various kinds of products are available at various cost structures in the market but ShubhBank have different approach on this. Before stepping into borrowing, you must be well aware of the strengths and weakness of your offerings and possible opportunities in your area of expertise and your level among your competitors. After analyzing various aspects of your product/service, next step is getting to know your target audience better so that it will not be a misfit to a set of audience. Your application approvals depend on how you present your business idea that can turn into a full-fledged working enterprise that earns a profit. Your income, credit history and repayment capacity will be considered before transaction. The interest rates depend upon the quantum you need for your start-up. If you need to acquire a large amount, you would have to provide something as collateral.

Our financial products have quicker turn around time and lesser need of documents. We can help you get the approval in an instant and paperless manner. Interest rates are being tied to your credit report, so you can check your Credit Score online at our website. As long as you have the required documents, your application will get approved and disbursed without any complications. The mentioned documents must be provided such as ID, address and income proof. They may vary for salaried and self-employed individuals. While applying, presenting yourself a credible borrower will give you a great boost in approval. As now you have a clear idea about the kind of offerings available on Business Loan from ShubhBank, it’s time to take the step and start your own business and inspire others with proper avenues of growth.

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Posted on Friday May 25th, 2018

India is blessed with billions of populations that supplies unlimited consumer base for financial industry. These consumers create an opportunity for young enthusiasts to build their own market based on the references and local geographical market research.


Novelty lies in the fact that even if you don’t have enough papers to show your market credentials as required by bank , even though you can enroll substantially with various lending giants like , authorized by multiple financial institutions to sell vivid products of need of all consumer sector. You must choose your expertise for selling a product that embarks you strongly to populate the ideas of putting more consumers under specific products. Few outsourced products that facilitates you to grow your business and earn are mentioned below .


1. Machinery financing.


This potential products makes your business available to those who are very specific part of our Indian population and genuinely needs someone who can explain the product and offer valuable ways of earning for the cause of being self dependence and sustainable needs .


2. Business credit cards.


Unlike loans, a credit card provides access to revolving credit. This is when the lender provides you with a maximum credit limit. With the credit card, you make purchases, which lowers that available credit limit. When you make a payment, the credit limit goes back up. This provides you continual access to capital and offers a great consumer satisfaction , widest area to tap your potential earning .


Getting your startup off the ground with Personal and business loans.


Personal loans are the need of substantial earning population for the purpose of immediate personal fund . This facility of lending money attracts consumer interest and you go versatile to represent bank’s products as per their eligibility and requirement .


Home Loans


Home Loans are the big ticket size case where huge fundings are involved . Huge funding implies greater earning values . Best part in this type of funding expertise is that its related to emotions of people and is required by all the consumers who earn well above basic requirement .


An Idea of becoming entrepreneur :


Start Your Own Business” by becoming our associate channel partner. At ShubhBank we welcome all the enterprising enthusiasts to grow their business under our single platform of lending with multiple financial institutions. We authorize you to represent us and offer the products as required by client. So don’t worry to approach multiple banks directly. Spread your work from home or from your own office just by managing your client base and offer best financial prepositions. Enjoy the facility to earn unbelievable incentives and perks. Be your own boss and establish an earning mechanism without any initial expense. Join our winning team just by following few simple steps .For more details Call us @ 9041899222. Let’s begin the training before you end up becoming an entrepreneur.

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Posted on Thursday April 26th, 2018

There is no freedom in working like “Start Your Own Business“, quite a soul satisfying experience. You start your business initially and watching it growing and gaining an identity will make you feel even better that you created it. To grow your business more and getting it better with time, you must give it enough financial fuel when it needs so. At some point your small business gets self sufficient and to upgrade it you need a funding with smart solution. Relying upon yourself is the best financial security, just save a size able chunk of your earning so it acts as a cushion to the downfall. Businesses can get demanding at times especially financially. You can sell your assets to fetch a good price that will help to fund your start up. Nowadays various kind of startup loans are available to fund your business, you just need a focus and skill to run a business.

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Posted on Tuesday April 10th, 2018

Nowadays we use to hear and read about income in equality among population in television and newspapers. The shocking truth from past surveys reveals that rich are getting richer and poor are right where they were. Reading such reports make you think a once if you are creating enough wealth for you and your family. So it’s a high time to invest right to create a real wealth that can help you to achieve your lifelong goals. You should aim at to have multiple sources of income like income from deposits, rental income from real estate and dividend income from shares that can actually help you when you are retired. You need to be smart when it comes to investing because as long as you have a plan for creating wealth, it will be “easy to achieve your financial goals“. So keep a check if you are making enough wealth with your savings and investments that will tell you where you stand in coming years.

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Posted on Thursday March 15th, 2018

There are number of banks in India and each of them has their own set of loans- be it a home loan, personal loan, car loan, loan against property or any other loan. In this case study, Shubhbank have tried to document some of the best loan products currently available in country. We have disbursed loans to more than thousands of customer over the couple of years and keep on expanding our network. You can borrow from us by availing your furnished copies of ID proof, pan card, aadhaar card and bank statements. It is important to thoroughly read through the loan schemes before you decide to “Apply For a Loan“. Repayments are done in flexible manner and EMI’s are planned at handsome rates of interest. ShubhBank in Chandigarh provides a transparent platform to connect borrowers and lenders.