Few times, we all have encountered a situation where a sudden expense popped up when you didn’t expect it. We have all been caught to suffer from some uncertain expenses at some point in our lives. In such situation, the first thing that comes to our mind is a loan that could be secured at the lowest possible rate of interest.

Nowadays, personal loan is an unsecured type of loan which makes it more attractive to avail as you do not have to pledge any asset as a security against the loan. Therefore, any individual with good credit score can “Apply For Personal Loan“. Most of the lenders in the market offer personal loan at smart interest rates and borrower friendly terms. Likewise, ShubhBank provides a seamless experience to the potential borrowers of budget friendly personal loan keeping in mind the monthly cash flow.

In this article, we will spotlight some reasons why you must secure a personal loan to overcome the financial shortfalls of your life.

Minimal documentation: ShubhBank demands very small set of documents in order to process your loan application. Even you do not have to fall for manual submission of the documents as we offer you the online service to upload your documents. We just require basic KYC documents such as identity proof, last 6 months salary slip, bank statements as well as address proof.

Flexible repayments: When you are done with all the requirements that lender has asked you to process the loan application, then the sales executive customizes the loan scheme that best fit your profile. It will help you to fulfill your financial requirements without the load of heavy monthly installments as we offer flexible repayment options for you.

Online accessibility: You can also “Apply For Personal Loan Online“ from the comfort of your space, these days. All you required to do is to visit our website ShubhBank.com and fill out the loan application form. Our loan executives will customize offers that will best suit your financial profile. One you get approved for loan, then the loan money will be disbursed directly to your bank account.

Quick approval: Once you complete the entire documentation along with application form, then the lending institution will carry out a basic verification process. After the verification, the lender will disburse the loan quantum to your account within few business days.

Multi-purpose usage: You can use this unsecured type of loan in case of an uncertain financial need or other long term requirements. You can fund either medical or wedding expenses, home improvement projects, travel expenses etc. with the disbursed loan amount.

Transparency: We have transparent loan processing right from the approval to the disbursal of loan. We work as per the loan agreement signed between us and the applicant. There are no hidden charges or loan terms that would arise out in later stages of your loan journey.

A personal loan from ShubhBank is pocket friendly and easily available and we also provide customer eccentric support to guide you through the whole loan process making a stress free experience for you.

Personal loans have become one of the best-selling loan products and it’s in high demand for number of advantages such as easy to apply, easy to repay, faster processing with minimal documents. Considering the high demand, personal loan providers are increasing at rapid pace in market, thus many a time, loan seekers get confused in choosing the right lender. Most of the times borrowers knock at the doors of lending institutions for loan and ignore Direct Selling Agents but if you study the functionality of DSA meticulously, you will find a number of benefits of applying a personal loan from DSA which are given below:

• Best Customer Support: A loan agent will always provide you with a best customer support system as compared to traditional lenders as they follow strict code-of-conduct ensuring the customer will get better services from DSA. They provide you step by step guidance at every step of the loan process.

• Doorstep Service: DSAs are best known for their doorstep services. They send their executives at your doorstep to alternate your visit to your lender’s office. The assigned executive will visit your place as many as times needed for collecting the documents, clarifying your doubts or taking your signatures on the loan documents.

• Credit Score in Safe Hands: There are always high chances of making personal loan mistakes which can spoil your credit score. In case, your eligibility criteria do not match with the lender, then your loan application will get rejected and it will surely spoil your credit score. If you “Apply For Personal Loan“ from DSA, he/she will send your application to those lenders only whose eligibility criteria match you. Also, if you are not eligible, DSA will inform you not to process the application. Hence, there will be no harm to CIBIL.

• Great Chances of Approval: Mostly, the DSAs have a partnership with multiple lenders, therefore when you send a loan application through DSA; they evaluate your personal and professional information and choose the right lender so that you may get a granted approval on loan instantly.

• Less Effort and Saves Time: When you apply a personal loan from DSA, it saves a good amount of time and effort of borrower. You just have to “Apply For Online Personal Loan“ through the website for which DSA works. Once your application gets submitted, loan agent will assist you at each and every step of loan process and saves a lot of time. Always check your loan EMI which will help you to plan your finances in better way.

These are all the benefits you can enjoy by applying for a personal loan from DSA. They always have to abide by the rules and regulations set by the lender, so one can easily trust a DSA for securing a loan product. If a loan seeker wants a seamless experience in the personal loan process, apply it through Direct Selling Agent (DSA) instead of applying a loan directly through the lender making the entire process easier and faster for customer.