FOR EMPLOYERS · EMERALD EKAM

Financial wellness for your workforce, with HR in control.

Emerald Ekam gives employees one trusted place for loans, salary-linked access, investments, insurance and rewards, while your organisation keeps the limits, approvals and reporting.

Get Ekam for your organisation Visit Emerald Ekam
ONE BENEFIT ECOSYSTEM, MANY EMPLOYEE NEEDS

More value for your people, without more work for HR.

From salary-linked access to rewards and investments, Ekam helps you offer broader financial wellness through one structured, employer-enabled experience.

HIGH UTILITY

Loan Marketplace

Personal, home and gold loan discovery for employees, without you becoming the lender.

EMPLOYER CONTROLLED

EWA & Payroll

Salary-linked access with HR-set limits, approvals and salary-cycle settings.

LONG-TERM WELLNESS

Investments

Digital gold and mutual funds so wellness goes beyond borrowing.

PROTECTION

Insurance

Health and life cover inside the same employee journey.

ENGAGEMENT

Rewards & Gift Cards

Turn recognition into value employees can use instantly.

EVERYDAY UTILITY

Bill Payments & Services

Everyday utilities that bring employees back to the platform.

BUILT AROUND EMPLOYER CONTROL

Financial wellness without turning HR into a finance desk.

Set the rules once. Eligibility, approvals, limits, salary-cycle settings and reporting stay under your control.

  1. STEP 01

    Configure by organisation

    Decide which products, limits and workflows apply to your workforce.

  2. STEP 02

    Launch through one destination

    Employees get a single, clearer place for their financial needs.

  3. STEP 03

    Measure what matters

    Track adoption, transactions and payroll-linked activity.

EMERALD FINANCE LIMITED

Built for people. Backed by trust.

Emerald Ekam is backed by a BSE-listed NBFC with lending, distribution, employer-finance and digital financial-services capabilities. Shubhbank is part of the same Emerald ecosystem.

10+Products on one platform
50+Lender partnerships
4,000+Monthly active users
BBB-CRISIL rating (Emerald Finance)
BRING EKAM TO YOUR WORKFORCE

Tell us about your organisation.

We'll map the right Ekam products and controls to your workforce and get back to you.

WHAT HAPPENS NEXT
  1. 1
    We call youA short conversation to understand your workforce.
  2. 2
    We map Ekam to your policyProducts, limits and approvals set to your rules.
  3. 3
    You launch to employeesOne destination for everything, with HR in control.
  • No obligation
  • Backed by a BSE-listed NBFC

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